How can a home inspection lower your home insurance bill? A thorough home inspection can validate that your electrical, plumbing, and air-conditioning systems, as well as your roof, are code-compliant. Having a code compliant roof in Florida can mean substantial savings. The less damage your home is expected to incur during a storm, the lower risk your home is to the insurance company. Lower risk translates to lower premiums.
Having a wind inspection and submitting the wind mitigation form to the insurance company, provided your roof meets code, can save several hundred dollars a year in premiums. The shape of your roof can also affect your insurance rates. Newer style “hip” roofs, which have 4 angles, deflect the wind much better and mean lower rates for you. Even an older style A-shaped gable roof with tie downs can mean insurance savings.
Adding hurricane shutters to your windows can mean additional dollars saved. Some homeowners have seen over a $3,000 reduction in their home insurance premium. That savings almost covers the cost of the shutters, plus they also have the added benefit of a more secure, wind-resistant home.
Dickson Home Inspection provides full home inspections as well as wind mitigation inspections and consulting services. Request an inspection today and save on your home insurance!
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